Health Care Reform. Easy-to-understand chart helps you compare health plan options Health care policy is evolving, but health plans for the individual and small group markets continue to be required to offer health insurance that meets certain levels of coverage.
Definitions and more information: Essential Health Benefits: A set of health care categories that must be covered by certain plans. They include: 1 Ambulatory patient services. Emergency services. Pregnancy, maternity, and newborn care. Mental health and substance use disorder services, including behavioral health treatment. Prescription drugs.
Rehabilitative and habilitative services and devices. Laboratory services. Preventive and wellness services and chronic disease management. Pediatric services, including oral and vision care. Aflac policies are not available in all states and may vary by state and plan level. Benefits payable are determined at time of claim. The information provided in the Benefits Estimator tool is illustrative only. Benefits are payable at the time a claim is processed. Notifications from Aflac. Dismiss all notifications closes this dialog.
View notifications opens a dialog. Dismiss closes the notifications alert. High Contrast Mode. Products Products. Resources Article Topics. Customer Resources. Call us at , or fill out the form below. Manage My Policy. Request a Quote. Call Us. Request a quote dialog. Please choose an option. Speak to an Agent Get a Quote.
An Individual Get a Quote. A Business Owner Get more info about Aflac for business owners. Get help tackling unexpected medical expenses. Enter your info to get started. Zip Code. Get Started. Accident insurance costs are low, especially when you factor in the long-term savings. You can opt into an accident policy that provides weekly coverage for less than the cost of a box of bandages!
Even with major medical insurance coverage, you could still owe thousands of dollars out-of-pocket. Are you debating whether you should get accident insurance? Check to see if your employer offers adequate accident coverage.
If you can't get insurance through work, opting into personal accident insurance could be the extra layer of security you need. There are certain people that would particularly benefit from an accident policy.
It pays benefits for the most common sports injuries, like sprains, tears, fractures, and breaks. We have accident insurance plans to help meet the needs of you and anyone in your family. Our Family Support Benefit helps protect you and your loved ones. Finding the accident insurance company for your unique situation just got easier. To get started, you can leave pre-screening questions and eligibility requirements at the door. We encourage you to compare personal accident insurance with your primary healthcare plan to see where holes may exist.
When choosing an accident insurance company, remember to weigh out the pros and cons. Aflac pays you unless assigned direct cash benefits if an accident does occur, helping to offset the expensive costs that come with unforeseen injuries. You get your money fast ensuring that ambulance fees, hospital costs, transportation, lodgings, and recovery care are not a financial burden.
Johnnie is a real policyholder. This is her story. Your benefits from Aflac may differ. Johnnie was paid for her time in telling this story. Plans may not be available in all states, and benefits may vary by state, coverage, and plan level selected.
Policies have limitations and exclusions that may affect benefits payable. The Aflac payout values do not guarantee an amount to be paid for the listed conditions. Benefits paid by Aflac if any will depend on the severity of the accident or illness, the physician diagnosis, and the treatment received. Whether benefits are payable will be determined when a claim is processed. You must be 18 or older to apply for Aflac insurance. Availability varies by product; see your local Aflac agent for details.
Your major medical coverage may be more or less, and if an individual or family incurs expenses for non-covered benefits, these out-of-pocket expenses may increase potential unexpected costs.
You will also need to pay for any limits or exclusions on your benefits which may include the number of refills for certain drugs, visits to certain specialists, or days covered for certain benefits. View Data Sources to see our underlying sources for the data provided in this calculator.
This is a brief product overview only. Coverage may not be available in all states. Optional riders are available at an additional cost.
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